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101 Top Financial Services Startups and Companies in Finland (2021)

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This article showcases our top picks for the best Finland based Financial Services companies. These startups and companies are taking a variety of approaches to innovating the Financial Services industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Finland Financial Services Startups

Data sourced from Crunchbase and SemRush.

Enfuce

Enfuce

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Enfuce offers payment, open banking and sustainability services to banks, fintechs, financial operators, and merchants.

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Mash

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One of Europe’s fastest growing FinTech companies driving innovation in payments and lending.

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Holvi

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Holvi is digital banking for freelancers and small business owners.

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ReceiptHero

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A truly digital and safe home for managing your purchase data and a next level platform for businesses to engage with their customers.

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Invesdor

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A leading European fintech firm making participation in growth finance easy and fair for everyone.

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Zervant

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Zervant is a market leading pan-European provider of online invoicing solutions

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Cooler Future

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Cooler Future is a fintech startup developing transparent and effective impact investment solutions for the climate-conscious generation.

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ePassi Payments

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ePassi Payments is provide a service to manage tax-exempt personnel benefits and are a partner in several mobile payment methods.

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Loudspring

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Loudspring is focused on funding and commercializing companies rooted in the Finnish clean technology industry.

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Selma Finance

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the easiest way to take care of your money.

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LVS Brokers

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Fintech: AI based brokering – connecting banks and lenders to consumers

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Rundit

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Rundit is an online service that eases communication between investors and non-listed companies.

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Enterpay

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Enterpay is a Finnish fintech startup

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Bankify

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We specialise in customer-centric mobile banking solutions, which we offer as microservices to financial institutions.

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B2B Pay

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B2B Pay provides virtual bank accounts for exporters receiving payments.

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Prasos

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Prasos is a Finnish cryptocurrency and blockchain concentrated startup founded in 2012.

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Nordea

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Nordea Bank offers a range of financial products and services, including Netbank, online investment, telephone banking, and cash dispensers.

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CrediNord

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SME lending reinvented!

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Administer Oy

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Administer is a Finnish electronic specialized financial services authorized accounting firm.

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United Finance

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Smartcontract, Fintech, Subscription, Payment, Financing, Invoicing

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Evervest

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Evervest Oy is a Finnish investment services firm operating under the supervision of the Finnish Financial Supervisory Authority.

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REDi Ai

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REDi Ai is a financial technology company developing next generation value transfer solutions.

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LocalBitcoins

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At LocalBitcoins.com, people from different countries can exchange their local currency to bitcoins.

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KleverApp

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Klever is a smartphone application that allows you to receive and pay all your bills in one secure application.

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CapMan

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CapMan is a Finnish investment company that manages third-party private equity funds and offers fundraising advisory services.

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Taaleri

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Taaleritehdas Wealth Management is helping all Finns see the advantages of ownership and find their own way to own.

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OpusCapita Group Oy

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OpusCapita Group Oy, a Nordic market leader in e-invoicing and financial processes.

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Frontier

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Frontier offers consulting and seed accelerator services to businesses.

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Fellow Finance Plc

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Fellow Finance is a peer-to-peer lending platform.

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FA Solutions

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They are the leading provider of solutions to Nordic Asset Managers, Private Banks and Family Offices.” to “They are the leading Nordic provider of software for Wealth & Fund Managers, Family Offices, and Banks, helping them manage their clients’ wealth globally.

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Nordic Investment Bank

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NIB finances projects that improve competitiveness and the environment of the Nordic and Baltic countries.

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Checkout Finland Oy

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Checkout Finland providing online payment services to e-commerce companies.

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Fundu

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Fundu was established to facilitate financing opportunities for Finnish growth companies.

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Kela

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Supervised by the Finnish Parliament, Kela is an independent social security institution with its own administration and finances.

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Profit Software

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Profit Software is dedicated to serving insurers with proven, state-of-the-art solutions and close collaboration.

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Voima Gold

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Voima Gold is a fintech company offering gold-backed accounts that allow clients to securely buy, sell, store, deposit and withdraw gold.

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The Ferratum Group

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TFG is a pioneer in the area of financial technology and mobile lending listed in The Prime Standard of The Frankfurt Stock Exchange.

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Business angels

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Capital angel investors

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Enable Banking

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Enable Banking is a financial connectivity platform which is providing direct access to banks payments and account information APIs

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Ilmarinen Mutual Pension Insurance Company

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Ilmarinen is a pension and insurance company.

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posti Group

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posti Group offers businesses with logistics, postal, e-commerce, and financial accounting services.

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ZenTreasury

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ZenTreasury is a FinTech and SaaS company. We provide cloud treasury and lease accounting software.

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NewCo Helsinki

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NewCo Helsinki is a business advisory firm that offers a wide range of entrepreneurship support.

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Kredit Finance

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Kredit Finance is a Finland-based fintech company that focuses on AI-based SME lending in the Nordic countries.

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Exidio

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Exidio is a Fintech company with a focus on improving cashflow and treasury control and management

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P3 Cloudasset

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P3 Cloudasset offers platforms for digital payments, future commerce, insurance, and banking.

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Accountor Group

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Accountor Group are the largest financial and HR services company in Northern Europe

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Fixura

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Fixura is a Finnish Peer-to-Peer lending company.

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Exquance Software

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Exquance is a real estate portfolio management, valuation and reporting platform.

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Aktia

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Aktia provides insurance and financial management services.

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Euteller

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Euteller payment service enables an additional online payment method to credit cards.

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Norvestia Growth Equity

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Norvestia Growth Equity are made in Nordic unlisted companies, growth-oriented listed companies and private equity funds.

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Evli

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Evli is a genuine private bank specializing in investment.

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Talenom

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Talenom is a consulting firm that provides accounting, advisory and financial administrative services.

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Sievi Capital

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Sievi Capital plc is listed on the stock exchange (NASDAQ OMX Helsinki), an investment company.

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Kiuas

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Kiuas is the #1 startup accelerator in Finland, supporting 50+ startups/year on their journey from an idea to first revenue.

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eQ Group

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eQ Group is a Finnish group of companies that concentrates on asset management and corporate finance operations.

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POP Pankki

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POP Pankki is a banking firm that offers loans, insurance and other related financial services.

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eTasku

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eTasku offers an application that enables its users to manage and store their receipts and travel expenses.

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Top ICO List

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Top ICO List offers cryptocurrency investors with ICOs and provides marketing, auditing, and listing services.

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Startup Sauna

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Startup Sauna is an accelerator focusing on raising the valuation of seed-stage startups.

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BDO Finland

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BDO Finland is a provider of high quality audit, tax and advisory services to businesses of all sizes, public organizations.

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Sortter

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Comparison platform for financial products

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KoppiCatch

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We invest in seed and early stage companies in the areas of media, commerce and analytics.

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Clausion

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Clausion is a leading provider of financial consolidation and management accounting solutions.

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Oy Ingman Finance

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Oy Ingman Finance is a venture capital company based in Helsinki, Finland.

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Valega Chain Analytics

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Valega Chain Analytics offers compliance tools to analyze and prevent illegal activities in crypto and blockchain-related transactions.

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Kuntarahoitus

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Kuntarahoitus specializes in the financing and financial risk management of the Finnish public sector.

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Model IT

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Model IT Ltd. serves financial sector companies by providing consultancy, tailor-made solutions and ready-made technology.

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Saldo Bank

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Saldo Bank provides automated financial solutions.

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My Lender

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My Lender provides unsecured personal consumer loans.

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BeeKash Payment System Ltd.

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BeeKash Payment System Ltd. is a UK based global payment service provider.

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Odeal Oy – Parent

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Odeal offers modern, innovative invoicing services for Finance and people working with the Finnish withholding tax card.

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Aktia Bank

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Aktia is an asset manager, bank and life insurer that provides customers with world-class investment and digital services.

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JAM Advisors

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JAM Advisors is an innovative Finnish wealth management and analysis firm.

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S-Pankki

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S-Pankki provides complete banking and retail services to manage financial matters via online, telephone, social media channels.

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Alexandria Pankkiiriliike

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Alexandria Pankkiiriliike offers investment, savings, and asset management services.

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Solidate Oy

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Solidate Oy is a financial service firm that help over-indebted people through debt counseling service & also offers loans.

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Finnish Fintech Ecosystem

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Finnish Fintech Ecosystem is to develop innovative, value added services for the end- customers.

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Hitmine Ltd

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Hitmine Ltd is a Finnish business hub connecting startup companies with its curated partner network in China.

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VertaaEnsin.fi

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VertaaEnsin.fi is the leading financial comparison platform in Finland.

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Pikasiirto

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Pikasiirto is the fastest money transfer service.

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Sarastia

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Sarastia is a management consultancy that offers procurement, digitalization, human resource, collection and financial services.

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Netvisor

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Netvisor develops accounting and financial administration routine software.

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Veritas Pension Insurance Company

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Veritas is an entrepreneur’s pension insurer communicating openly and humanly, in the language of the customer.

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Keva

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Keva is a nonprofit organization that provides finance services.

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Fair PtP cover

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Fair PtP strives to create a global consumer brand, applying a new disruptive insurtech model, and sharing economy principles.

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Valuatum

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Valuatum is financial software company.

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econia AG

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ECONA AG is a holding holding company based in Berlin.It’s set up, buy or participate in business.In the long-term development the company.

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East Wings

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East Wings offers finance and advisory services to Finnish technology startups.

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Inderes

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Inderes is an analytics service and community open to all equity investors.

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Nordic XR Startups

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Nordic XR Startups offers participating startups equity investment, mentorship opportunities, workspaces, and back-office services.

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52nd Ventures

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First venture builder in the Nordics

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Hartwall Capital Oy

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Hartwall Capital Oy is a Finnish, family owned investment company aiming to create sustainable value growth through active ownership.

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CRI Capital Advisors

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CRI Capital Advisors is a mergers and acquisitions focused investment banking firm providing solutions to lower-middle market companies.

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Roschier

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Roschier provides a full range of services to blue-chip Nordic and multinational clients across the region.

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Meidän IT ja talous Oy

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Meidän IT ja talous Oy specializes in financial management, personnel management, project management and IT services.

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OPR-Finance Oy

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OPR-Finance Oy is a Finnish-owned financial company founded in 2005, which offers diverse consumer and corporate credit services.

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Finpro

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Finpro helps Finnish SMEs go international, encourages foreign direct investment in Finland and promotes travel to Finland.

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Heeros

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Heeros is a software company specializing in cloud-based financial administration solutions.

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Privanet

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Privanet operates in the capital markets and maintains Finland’s leading secondary market for securities of unlisted companies.

Written by Mark Kendall

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