Mark Kendall
This article showcases our top picks for the best Berlin based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Berlin FinTech Startups
Data sourced from Crunchbase and SemRush.
Penta
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Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking.
Kadmos
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Kadmos is a payment solution that focuses on salary payments for migrant workers.
Solarisbank
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Solarisbank is a Banking-as-a-Service platform that enables other companies to offer their own financial services via APIs.
Airbank
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Airbank is an all-in-one finance platform that automates financial management for SMBs.
Moonfare
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Moonfare provides access to top-tier private markets investment opportunities through a technology-enabled platform.
bunch
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bunch technology is the Operating System for private markets.
wefox
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wefox is a digital insurance company with tech enabled human agents.
Billie
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Billie is a fintech startup that provides Buy Now, Pay Later payment methods for the B2B market.
Nuri
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Nuri empowers people to manage and grow their wealth through innovative technologies.
Monite
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Monite enables B2B Super-Apps: B2B neobanks, SaaS companies & marketplaces can embed Invoicing, AP Automation & more in 3-5 weeks.
re:cap
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re:cap enables companies in the subscription economy to trade future revenues for on-demand, non-dilutive capital.
Mambu
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Mambu is a software-as-a-service banking engine provider that powers lending and deposit services.
Modifi
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Modifi empowers small and medium-sized businesses to trade internationally with digital trade financing.
Fraugster
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Fraugster is a German-Israeli anti-fraud company that uses artificial intelligence to eliminate fraud and increase customers’ profits.
Companisto
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Companisto is an equity crowdinvesting platform for startups.
LIQID
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LIQID is a digital asset manager focused on the investment needs of affluent private clients.
finleap
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finleap is Europe’s #1 fintech ecosystem. In addition to access to capital, it offers a network of investors as well as partners and talent.
lemon.markets
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Lemon.markets is a FinTech company that offers a brokerage infrastructure for stock trading.
Finoa
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Finoa is a regulated custodian for digital assets offering custody and staking services to institutional investors and corporations.
Flagright
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Flagright provides an AML compliance platform for fintech startups.
Trade Republic
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Trade Republic helps Europeans for wealth creation through easy, secure, and free access to financial markets.
Earlybird Venture Capital
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Earlybird is a venture capital investor focused on European technology innovators.
simplesurance
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Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.
CrossLend
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CrossLend designs a cross-border marketplace lending platform that makes pan-European investments possible via a single platform.
CANDIS
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CANDIS is Berlin-based company that offers an intelligent platform for automated accounting.
Raisin
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Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.
Banxware
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Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution
Zeitgold
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Zeitgold is a Berlin-based AI company providing a complete solution for financial administration of small businesses.
finmid
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Financial services infrastructure for software businesses.
Myos
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Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees
FinCompare – Smarter Business Finance
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FinCompare is a SaaS enabled marketplace. Helping advisors and businesses to find, compare, and close the financing solutions.
Coya
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Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.
Pile
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Pile is a cryptocurrency as a service platform for fintechs and neobanks.
Upvest
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Upvest helps businesses build seamless investment experiences their customers love.
Spotcap
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Spotcap empowers SMEs with tailored finance, allowing them to focus on their business.
N26
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N26 offers mobile banking solutions to customers in the European Union through its subsidiary.
topi
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topi is a fintech company that offers digital payment solutions for business sellers and buyers.
Unstoppable Finance
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Unstoppable Finance is building a next-gen crypto wallet to bring DeFi to retail investors globally.
OptioPay
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OptioPay is an open banking technology provider for customer-centric and value-add solutions based on bank account data.
Remagine
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Remagine offers the world’s first purpose-driven, digital business accounts
Redstone
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Redstone is a Berlin-based Venture Capital firm, managing investment funds structured around various sector verticals.
Carl
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Carl Finance provides a platform for the acquisition and divestment of small and medium-sized businesses.
PAIR Finance
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PAIR Finance is the leading AI-based Fintech for debt collection and receivables management in Germany.
Vane
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Vane is a technology-enabled finance provider dedicated to global digital media companies.
bonify
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Bonify is a Fintech startup based in Berlin that offers credit scoring tools and services to its users.
Atlantic Labs
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Atlantic Labs is an early-stage venture capital investment firm that is based in Berlin, Germany.
Invesdor Deutschland (Kapilendo AG)
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Invesdor (formally Kapilendo) offers investors to invest online in selected and audited investment projects of companies.
Moss
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The corporate credit card built for your entire spend.
Denario
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Denario is an integrated B2B Payments experience that helps SMBs & Startups improve their cash flow.
Alloy
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The gateway for sophisticated investors into decentralized finance.
Vantik
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Vantik is the first mobile retirement account to boost your confidence in your financial future.
Evercity
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Digital platform for impact measurement & investment. Techstars + ABN AMRO Future of Finance Accelerator alumni.
iFunded
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iFunded is a marketplace for global online real estate investments for institutional and private investors.
VAI Trade
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VAI is a digital supply chain financing solution company in Europe for SMEs.
Prestatech
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Prestatech offers to leading European Banks a variety of credit services from data enrichment to end-to-end instant lending solutions.
FinMarie
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FinMarie is Europe’s first financial platform by and for women.
Li.Finance
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Li.Finance provides the cross-chain swap across all liquidity pools and bridges.
Vivid Money
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Vivid Money is a financial platform and mobile banking app that helps customers save and invest their money.
DingoDot
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Virtual CFO for SMBs: Time is Money. Get Both. Automate payments nad make cash work. #fintech #SaaS #AI #crypto #B2B #openbanking #PSD2
tokenstreet
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tokenstreet enables everyone to invest into alternative asset classes such as Venture Capital or Private Equity seamless via an app.
Moojo
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Moojo helps freelancers and creators streamline their invoicing process and get paid instantly.
Centrifuge
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Centrifuge is an open, decentralized operating system to connect the global financial supply chain.
refive
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refive transforms our understanding of how, when and where humans consume products and services, by digitizing every POS transaction
Tapline
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Digital funding marketplace allowing SaaS companies to raise instant non dilutive, non debt like capital to further grow their business
Shelf.Network
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Arbitrage network for cross-border vehicle trades, providing best matching by synchronizing trades across online marketplaces and brokers.
ProNoblis AG
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ProNoblis AG – Speedy finance solutions for SMEs.
Hrmony
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Hrmony is a platform for smart employer branding, motivating and retaining employees with tax-free subsidies for lunch and shopping.
Savedo
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Savedo is the one-stop-shop for retail investment products in Europe.
seed + speed Ventures
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Seed + Speed Ventures is a venture capital firm that focuses on seed investments.
Cringle
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Cringle is the most modern way to send money, safe, convenient and free.
Acatus
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Acatus is a financial services company that offers a debt capital markets platform for banks and other organizations.
Elinvar
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Elinvar enables asset and wealth managers to digitalize their business models by providing the required Platform as a Service.
BERGFÜRST
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Let’s use technology to open up professional asset classes to everyone!
Beinsure
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Digital Media about how to save money in insurance, investments and crypto. News, ratings and technology of insurance & InsurTech market
Target Global
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Target Global is a venture capital firm that invests in tech companies across all stages of their lifecycle.
Dh Ventures
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Dh Ventures is a venture capital fund backed by Delivery Hero investing in founder-led technology companies around the world.
Forget Finance
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Forget Finance provides a personal finance coach that manages your entire financial life – with personalized guidance and automation.
IONIQ
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IONIQ is an internationally active platform builder with the mission of shaping Europe’s digital future.
RECHNUNG.de
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RECHNUNG.de offers factoring services to freelancers and SMEs.
getmomo
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getmomo is a vertical payment platform for real estate. Guaranteeing on-time rent for landlords & offering tenants a zero-deposit solution
Revent
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Revent is an early-stage tech fund backing mission-driven founders addressing the biggest challenges of our time.
Dandelin
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Dandelin is a FinTech startup that’s using sharing economy principles in order to democratise health care.
Forexfix
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Forexfix provides easy, fast, and transparent international money transfers.
GR Capital
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A pan-European venture fund with a panoramic view
10K Ventures
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We invest fast and early in exceptional founders tackling big problems in emerging markets globally
Viafintech
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Viafintech provides digital payment solutions that help to pay invoices, deposits and withdrawals using barcodes with value-added services.
Embea
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Embea is an Embedded Insurance company for Life & Health
Hypoport AG
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Hypoport Group is an internet-based financial service provider.
Bling.de
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Bling helps families understand, manage and grow money.
Herdius
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Herdius intends to build a highly performant decentralized financial platform.
heyfina
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Heyfina is a developer of financial software used to provide smart investing financial services.
AAZZUR
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AAZZUR is an open banking platform that facilitates the exchange of data, messages and transactions.
Alteos
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Alteos offers digital insurance with a full portfolio of private and commercial property, liability, health and savings products.
LINUS Digital Finance
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Linus Digital Finance AG is a Real Estate FinTech providing data and technology-driven financing solutions for real estate projects.
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