Mark Kendall
This article showcases our top picks for the best Spain based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Spain FinTech Startups
Data sourced from Crunchbase and SemRush.
StudentFinance
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StudentFinance is a Fintech company that aims to solve the skills gap, while transforming the trillion dollar education industry.
Payflow
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Payflow is a fintech firm that allows employees to instantly access earned wages through a mobile app
fintonic
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Fintonic is a free application that enables anyone to organize accounts and saving money.
Banco Bilbao Vizcaya Argentaria
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Banco Bilbao Vizcaya Argentaria is a global financial services group that offers the a range of services to customers and companies.
Lana
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Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM
ID Finance
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ID Finance is a fast-growing data science, credit scoring and global consumer digital finance provider.
Verse
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Verse offers a payments platform that allows users to share payments easily, instantly, and with no hidden fees.
Fuell
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A radically better corporate card for your business. Say goodbye to expense reports while you get credit limits that grow with you
Unnax
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Unnax offers bank aggregation, payments, onboarding, and e-money services through a single API.
Cobee
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Cobee is a Spanish fintech startup that develops an online platform that automates and simplifies employee benefits management.
Pagantis
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Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe.
Ninety Nine
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Ninety Nine is a developer of financial trading platform intended to charge no commission fees.
Reloadly
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Plug and play APIs for prepaid airtime, data and digital mobile payments across emerging regions.
HUBUC
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A single API-platform which allows any business to embed financial services capabilities into their products.
Atani
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Atani is the one-stop crypto trading platform: trading on 20+ exchanges, integrates technical analysis tools and automates tax reporting.
Goin
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Goin is a mobile application to save money easily and take advantage of it without knowing how to invest.
Rebellion Pay
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Neobank of the Gen Z and Millenial generations
Lucas
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Lucas is introducing a new and accessible way into homeownership to millennials through a Rent to Buy model
Bit2Me
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Suite of blockchain services for exchanging cryptocurrencies and boost the adoption of Bitcoin
Mitto
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Mitto is a debit card and app designed for “Generation Z” teens.
TaxDown
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TaxDown is a Spanish startup that eases the income tax return filing process for taxpayers.
ClimateTrade
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ClimateTrade is the leading blockchain platform for carbon offsetting. In 2018 launched the first Carbon API in the world
Coverfy
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Coverfy is an insurtech startup on a mission to make insurance easy for everyone.
Aplazame
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Aplazame is a consumer credit company that provides instant financing service for online purchases.
Neo (getneo.com)
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Cash management and FX Hedging SaaS. We build bespoke FX hedging and cash management solutions for corporates across EU.
Cleverea
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P&C Neo-insurer. We design, develop, underwrite, distribute (B2C & B2B2C) and manage disruptive insurance across the whole customer journey.
anfix
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Anfix is an accounting, invoicing and HR cloud software designed for advisors and small business/professionals
Nemuru
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A technology platform that revolutionizes the way people pay for products and services.
Bankse
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Bankse is a digital bank that provides clients with financial services.
bnc10
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Bnc10 IS A mobile banking platform that aims to bend finance rules, far from traditional banks.
Housers
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Housers is a crowdfunding and crowdlending platform that enables individuals to invest in real estate, green and corporate projects.
Startupxplore
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Startupxplore is a premium startup investment platform that allows unexperienced and time-savvy investors to diversify their portfolio .
Bewater Funds
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Private securities investment for professional investors, with liquidity
Finnu
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Finnu is a Fintech startup giving its users access to affordable asset-backed consumer loans via its mobile app.
Declarando
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Declarando is a digital tax advisor for freelancers
Finizens
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Wealth management firm offering a 100% digital robo-advisor investment service through globally diversified, low-cost index fund portfolios.
Capital Cell
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Capital Cell is a European equity crowdfunding platform for biotech & healthcare projects based in Barcelona and Cambridge/UK.
Divilo
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Divilo is a B2B financial platform for companies and the self-employed.
EthicHub
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Blockchain-based P2P platform connecting profitable small farming communities with lenders and product buyers.
LIBEEN Smart Housing
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We make homeownership flexible and affordable for millennials thanks to the #SmartHousing model.
Afterbanks
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Subsidiary of Minsait, an Indra company, aggregates bank data and initiate payments. Authorized by the UK FCA to operate as PISP and AISP.
BBVA
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BBVA is a financial company that provides a variety of banking services online.
Fundsfy
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Fundsfy brings together banking services plus an investor’s marketplace to manage the money and make it grow all from one place.
2gether
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2gether is a collaborative financial platform that accelerate the world’s transition to decentralized finance.
Worldcoo
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Worldcoo is a social company aimed at funding NGO projects through omnichannel committed companies and their users.
Polaroo
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Polaroo is a centralized platform that allows its users to manage, optimize, and unify household bills.
StockCrowd
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StockCrowd is a software company that develops the Financial Crowd Management (FCM) software.
Captio
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Captio enables companies and their employees an improved control of their expenses and the discovery of new savings opportunities.
Card Dynamics
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Card Dynamics is a Issuer and Merchant partner for the subscription economy.
elsa.care
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elsa.care is a platform that offers migrant workers commission-less services and cash remittances for their loved ones back home.
Preseries
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PreSeries takes advantage of Machine Learning to transform startup investing into a successful data-driven practice
Trioteca
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Trioteca is the digital advisor that helps you to get your best mortgage in Spain
Finanbest
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Finanbest is a B2C and B2B robo advisor that provides financial advice and online portfolio management.
Ibancar
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Specialist online asset backed lender offering consumer loans to clients with difficult credit history
Zank
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Zank is a platform where borrowers and lenders come together to make intelligent use of their money.
Banco Santander
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Banco Santander is a bank with services specifically for retail and commercial sectors.
Advancing
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Fintech solution offering landlords the chance to receive 12 months of their rents in advance while protecting them against default payments
Micappital
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Micappital automated savings and investments manager in Spain
PIGARI
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Corporate debit cards for SME and Freelancers to automate expense management and remove paper expense receipts.
Fellow Funders
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Fellow Funders is an independent firm with the goal of accompanying SMEs and Startups in their plans for expansion and consolidation.
Zero1
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Early Supply Chain financing to help businesses thrive
eSignus
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We deliver recognized and truly secure user experiences for the custody of private keys.
Socilen
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Socilen is collective funding platform that connects families or SMEs that need financing with investors willing to finance.
Flanks
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Flanks is the first Spanish company specialized in providing comprehensive solutions of high added value based on financial data.
Finteca
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makes it easy to plan, apply and coordinate a mortgage – all from your phone.
Bewa7er
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Bewa7er is a Fintech Venture Builder with currently 3 projects under way: Indexa Capital, Indexa Lending and Bewater Fund.
Tickendy
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Tickendy is the world’s first contactless digital receipt processing & analytics platform.
DUNFORCE
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The smart collection agent that simplifies and accelerates the payment of your receivables.
Arboribus
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Arboribus is a financial intermediary that helps small and medium enterprises find suitable funding opportunities.
Mutter Ventures
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Mutter Ventures is a pre-corporate venture builder in Spain, especialized in the startup and development of companies in the digital economy
Pensumo
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Pensumo seeks to implement in Europe a savings model by measuring personal consumption and measuring responsible actions.
MYMOID
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MYMOID is a mobile payment service characterized by its ease of use and security of all your transactions.
Besepa
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Besepa is a FinTech startup that offers a technology platform.
Livetopic
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Livetopic is a online financial advisor that performs a detailed and independent analysis of your financial situation.
Combine
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Combine is a mobile financial assistant that lets people feel in control of all their finances.
Fintech Payments | The first marketplace of Fintech & Insurtech solutions
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Fintech Payments is a Fintech & Insurtech solutions marketplace with a presence in more than 33 countries.
Kommerce
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Commodities Trade and Finance Platform for Africa & the World
SeeDCash
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SeeDCash is a liquidity management for small businesses, startups and freelancers.
Zyfro
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Zyfro provides invoicing software for enterprises, freelances and bookkeepers.
Qbitia
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Qbitia is a software company that develops solutions for capital markets designed to simplify and optimize daily trading work.
Feelcapital
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Feelcapital is an advisor theft and web platform that provides personalized advice in investment funds and pension funds.
ECrowd!
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ECrowd! offers crowdlending for investment projects.
Arbor Fintech
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Arbor is a 360 degree financial wellness platform helping users to save, invest and cut debt through
easyGOband
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easyGOband is a Enterprise software for access control and cashless payments’ wearables.
Beseif
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Beseif is a web platform that allows managing secure sales between individuals.
OpSeeker
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Web application that allows you to improve your investments and savings using fictitious money and helps you improve your financial health.
Neo Moon
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NeoMoon aims to become a Spanish challenger bank
Finanzarel
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Finanzarel is an online marketplace where companies meet investors to solve working capital needs.
Segguroo
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Segguroo is an insurance management app that economizes and manages all insurance without changing companies.
HashMarket
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Decentralized Investment plaftorm through Hashrate Futures
Coinffeine
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Coinffeine provides financial institutions a solution to offer their clients crypto services with a decentralized exchange and self custody.
FinTechStage
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FinTechStage engages in Financial Services stakeholders to build innovation ecosystems worldwide.
Storm Innovation
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Storm Innovation is a digital platform to connect micro merchants with stock suppliers & banks.
Flipsimply
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Flipsimply is an inventory crowd-financing platform where brands can offer exclusive investment opportunities.
Bankinter
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Bankinter is a commercial bank with a Venture Capital program investing in startups
impok
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Impok is a social network that enables its users to manage their financial portfolios and share investment ideas with others.
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