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59 Top InsurTech Startups and Companies in Germany

This article showcases our top picks for the best Germany based InsurTech companies. These startups and companies are taking a variety of approaches to innovating the InsurTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Germany InsurTech Startups

Data sourced from Crunchbase and SemRush.

Clark

Clark

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Clark is an insurance platform that provides full insurance cover.

wefox

wefox

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wefox is a digital insurance company aiming to make people safe and prevent risk by reinventing insurance at scale through technology.

wefox

FRIDAY

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FRIDAY is the digital insurer in Germany to offer its own car fares.

wefox

omni:us

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omni:us offers a suite of insurance-focused AI tools developed for claims management.

wefox

ELEMENT Insurance

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ELEMENT Insurance is a technology company that offers custom-made, white-label product solutions for digital insurance.

wefox

Coya

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Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.

wefox

Getsafe

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Getsafe is on a mission to reinvent how people do insurance, building the radically best insurance experience at their fingertips.

wefox

Thinksurance

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Thinksurance is a leading technology consultation platform for business insurance used by brokers, agents, banks and further sales channels.

wefox

simplesurance

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Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.

wefox

Xempus AG (formerly xbAV AG)

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Xempus AG, the German market leader in the digitalization of corporate pension & life insurance.

wefox

Hepster

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Hepster is an insurtech company that develops customized insurance products and integrates them into digital processes and systems.

wefox

INZMO

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INZMO is an advanced insurance platform creating value and enhancing the experience of insuring for all parties involved in key stages.

wefox

insureQ

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InsureQ is an insuretech startup that offers insurance tailored to SMEs’, freelancers’, and startups’ needs.

wefox

Finanzchef24

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Finanzchef24 offers entrepreneurs and self-employed in Germany digital commercial insurance via its independent online comparison platform.

wefox

Getsurance

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Getsurance is an online life insurance company.

wefox

Etvas

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Etvas is a digital marketplace for value-added services.

wefox

Feather

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Feather specializes in giving personalized insurance advice.

wefox

Etherisc

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Etherisc is developing a protocol for decentralized insurance applications.

wefox

CyberDirekt

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CyberDirekt enables SMEs to easily and fully protect against digital risks.

wefox

MotionsCloud

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MotionsCloud is an AI claims automation engine for property and motor insurances.

wefox

AWARE7

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AWARE7 offers Risk Rex which helps SME to assess and link cyber security risks with solutions, insurances and loans.

wefox

Afilio

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Afilio offers legal and financial protection for individuals and businesses.

wefox

Wetterheld

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Wetterheld provides online weather insurance for businesses.

wefox

Immotege

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Finanzierungsvermittlung für private Immobilieninvestoren mit skalierbarem Geschäftsmodell durch hausinterne Softwareentwicklung.

wefox

YAS.life

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YAS.life provides digital health bonus systems for health insurers.

wefox

Finanzguru

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Finanzguru is an AI based financial assistant.

wefox

Fairsich

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Fairsich is a fair motor insurance solution that consists of a constant monitoring IoT device.

wefox

Dandelin

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Dandelin is a FinTech startup that’s using sharing economy principles in order to democratise health care.

wefox

Perseus

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Perseus provides cyber security, and data privacy services.

wefox

Neodigital

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Neodigital is new insurance and insurtech start-up that provides digital insurance services for companies.

wefox

Soonami.io

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Soonami.io is a startup launchpad helping teams and projects to accelerate and grow in the field of DLT.

wefox

heyData

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heyData is developing a comprehensive Compliance SaaS solutions for SMBs while leveraging legal knowledge with technology

wefox

BANKSapi Technology GmbH

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We empower innovators by delivering BaFin-licensed access to over 3,000 banks in Germany! #finanziellesblutbild

wefox

creditshelf AG

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creditshelf has been shaping digital SME financing for years – simple, fast, innovative.

wefox

Finanzritter

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FinanzRitter is the first digital insurance broker to provide highly standardized and automated insurance consultancy and management.

wefox

Ryskex

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Ryskex provides an approach based on the symbiosis of Alternative Rysk Transfer tools and Blockchain technology.

wefox

Finconomy AG

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B2B Fintech and Insurtech Company Builder

wefox

Magton

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Boutique Financial Technology Provider | Empowering Banks and Financial Firms | CapTech | #Fintech | #InsurTech | #Blockchain | #AI

wefox

EDUBAO

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The only platform you will need to study abroad

wefox

InsurLab Germany

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InsurLab Germany is the largest networking platform connecting the German insurance companies, corporates, and startups to push innovation

wefox

insurninja GmbH

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Insurninja offers the first gaming-insurance. Providing tailor-made services for gamers, esport-organisations and streamers.

wefox

Policen Direkt

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Policen Direkt specializes in life insurance for the secondary market in Germany and Austria.

wefox

Cognotekt

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Cognotekt optimises business processes with the help of artificial intelligence.

wefox

feelix

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feelix is ​​your digital financial planner.

wefox

easy.insurance

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easy.eu provides insurance products for consumer electronics, sports devices, travelling and lifestyle products.

wefox

softfair

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softfair is an IT solutions provider for broker pools, distributors, brokers, and insurance companies.

wefox

Seal Deal

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Seal Deal helps to automatically analysis the risk and close insurances of mergers & acquisitions fast, cheap and transparent.

wefox

Asure

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Rethink insurance! Open decentralized autonomous insurance platform, powered by blockchain innovation.

wefox

VENPACE

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Early stage VC focussed on InsurTech – backed by insurance companies from the DACH Region

wefox

keysurance

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your key to a lower car insurance premium

wefox

transparent-beraten.de GmbH

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Insurance and Finance

wefox

AiRelo

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World’s First City Registration Assistant

wefox

Coface Germany branch

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Coface is a leading credit insurance company that has helped companies grow sustainable and contribute to global economic growth.

wefox

Unfallfuchs

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Unfallfuchs provides damage restoration service in Saarbrücken.

wefox

StaMax

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StaMAX is the partner for the protection of vacationers.

wefox

Schunck Group

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Schunck Group is an insurance brokers for industry and transport and/or logistics .

wefox

Suppa Insurance Advisors

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Suppa Insurance Advisors provides insurance quotes and helps to decide to choose a better insurance for companies and individual.

wefox

FinanzPortal24

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FinanzPortal24 is a company providing an advisory tool to insurance brokers and financial service providers.

wefox

Optisure

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Insurtech for SME and Freelancer.

Written by Mark Kendall

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